Can Bad Credit Hurt Your Love Life?

In the past several years, many Americans have likely become more aware of the many ways in which their credit scores can impact their financial lives, but more recently, there has been a large and growing trend that it can also impact a person's chances to date successfully as well.

Having a bad credit score can lead to a lot of rejection in a person's life. Lenders can use it to deny them loans and credit cards, utility companies and insurers can cite them when declining to extend services or coverage, and now potential romantic interests may decide to not date them. For these reasons, people who want to make sure they can avoid being turned down for any of these things they may want will likely have to do a little bit of credit repair work to make themselves more attractive. 

Though some have criticized this behavior as being somewhat cold, it at least makes a little bit of sense from a security standpoint; if one person is thinking of settling down, they might not want to have to deal with the potential hassles that can come with poor financial management.

Who's making these decisions?

The fact of the matter is that many people, young adults in particular, are now placing a greater importance on credit standing, according to a report from CNN Money. In a lot of cases, this is a problem that won't present itself until a relationship has grown fairly long and the potential for marriage approaches, but anecdotal evidence suggests that some people in their 20s and 30s are being more aggressive in seeking this kind of information.

"If a relationship got to the point where it was serious, I would sit them down and say, "We need to think about our future". This is where I am financially, this is where you are, "33-year-old Vina Goberdhan told the site. "If they have horrible credit, I would probably say, 'I'm not the girl to make you happy.

Having a good credit score can obviously come with a lot of benefits, including becoming a more marriageable person in the eyes of many young adults today. But of course there is a difference between simply saying that and actually doing it, so you'll need to figure out where you stand before you proceed with any plans to fix credit that you may have to make.