Ultimately, only you can answer this important question, but our interactive calculators can help on QuickenLoans.com. It’s important to know how much you’re comfortable paying every month for your mortgage. Take the time to calculate your non-mortgage expenses for transportation, utilities, insurance, groceries and other living expenses.
Math class 102.
Don’t forget to leave room in your monthly budget for home maintenance, taxes, association fees (if they apply) and emergencies. Again, talking with your Home Loan Expert from Quicken Loans can help you decide what price range your ideal home should be in – and what amount of money you’d like to borrow (your mortgage) to purchase your first home.
Report cards are in! Credit reports are the financial report cards for adults.
Your credit report determines your three-digit credit score, used by lenders to determine which type of loan you’ll qualify for. Get your (totally) free credit report at Quizzle.com – just answer a few easy questions about yourself and you’ll get a free credit evaluation, plus personalized tips on how to improve your score if needed. Check over your credit report carefully for discrepancies and errors, and be sure to clear up any errors by calling the creditor or the credit bureau. For more credit information, call your Quicken Loans Home Loan Expert!
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